* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html, body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: #222;
  background: #fff;
  line-height: 1.5;
  -webkit-text-size-adjust: 100%;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: #1a5fbf;
  text-decoration: underline;
}

/* ---------- Header ---------- */
.site-header {
  padding: 16px 20px;
  background: #fff;
  border-bottom: 1px solid #e5e5e5;
}

.logo img {
  max-height: 50px;
}

/* ---------- Article ---------- */
.article {
  max-width: 720px;
  margin: 0 auto;
  padding: 24px 20px 40px;
}

.article-title {
  font-size: 32px;
  line-height: 1.25;
  font-style: italic;
  font-weight: 700;
  color: #333;
  margin: 12px 0 24px;
}

.hero-image {
  margin: 0 0 24px;
}

.article-date {
  color: #666;
  font-size: 15px;
  margin-bottom: 18px;
}

.article p {
  font-size: 17px;
  margin-bottom: 18px;
  color: #222;
}

.brand-link {
  color: #1a5fbf;
  text-decoration: underline;
  font-weight: 500;
}

.rate-comparison {
  margin: 24px 0;
}

/* ---------- How-to section ---------- */
.how-title {
  font-size: 22px;
  font-weight: 700;
  color: #333;
  margin: 28px 0 16px;
}

.how-steps {
  margin: 0 0 24px 24px;
  padding-left: 8px;
}

.how-steps li {
  font-size: 17px;
  margin-bottom: 14px;
  padding-left: 6px;
}

.us-map {
  margin: 24px 0;
}

/* ---------- ZIP form (blue card) ---------- */
.zip-form {
  background: #15296b;
  color: #fff;
  border-radius: 8px;
  padding: 28px 24px;
  margin: 24px 0 32px;
}

.zip-label {
  display: block;
  font-size: 22px;
  font-weight: 700;
  margin-bottom: 12px;
  color: #fff;
}

.zip-form input[type="text"] {
  width: 100%;
  font-size: 28px;
  font-weight: 600;
  color: #15296b;
  background: #fff;
  border: none;
  border-radius: 6px;
  padding: 16px 18px;
  margin-bottom: 18px;
  outline: none;
}

.cta-button {
  display: block;
  width: 100%;
  background: #f37020;
  color: #fff;
  border: none;
  border-radius: 8px;
  padding: 20px;
  font-size: 24px;
  font-weight: 700;
  cursor: pointer;
  text-align: center;
  letter-spacing: 0.3px;
}

.cta-button:hover {
  background: #d85f15;
}

.cta-button .check {
  margin-right: 8px;
}

.zip-tagline {
  text-align: center;
  margin-top: 18px;
  font-size: 18px;
  color: #fff;
}

/* ---------- Footer ---------- */
.site-footer {
  background: #3a3a3a;
  color: #ddd;
  padding: 32px 20px 48px;
  font-size: 14px;
  line-height: 1.6;
}

.footer-nav {
  text-align: center;
  margin-bottom: 12px;
}

.footer-nav a {
  color: #fff;
  text-decoration: none;
  margin: 0 4px;
}

.footer-nav a:hover {
  text-decoration: underline;
}

.copyright {
  text-align: center;
  margin-bottom: 20px;
  color: #ccc;
}

.bbb {
  display: flex;
  justify-content: center;
  margin: 20px 0 24px;
  opacity: 0.7;
}

.bbb img {
  max-height: 50px;
}

.disclaimer {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 18px;
  color: #ddd;
  font-size: 14px;
  line-height: 1.55;
}

.disclaimer a {
  color: #6ea8ff;
  word-break: break-all;
}

/* ---------- Mobile tweaks ---------- */
@media (max-width: 480px) {
  .article-title {
    font-size: 26px;
  }

  .article p,
  .how-steps li {
    font-size: 16px;
  }

  .zip-form input[type="text"] {
    font-size: 24px;
  }

  .cta-button {
    font-size: 20px;
    padding: 18px;
  }
}